Banking is no longer boring. Our prevalent concept of banking and bankers involves the mental image of a highly corporatised organisation that is closed to the outside world due to its semi-secretive nature (there are many activities a bank will still not talk to you about).
One of these activities was, previously, how they handled their customer data. To partially democratise data, banks were forced to open up their data on customers and their banking behaviours by legislative authorities worldwide in the form of Open Banking. All this has made banking interesting to many.
This ebook is meant to be a short introductory essay on the world of Open Banking and its implication when combined and coupled with the force-multiplying power of Artificial Intelligence (AI).
Open Banking is the quintessence of Banking 4.0. It is here to stay as consumers who are one of the biggest stakeholders, who drive innovation, will continuously and voraciously lap up all the incremental improvements that come their way and thus exponentially increase their adoption of the latest technologies that the vanguards of financial technology, will introduce. The intended audience for this ebook is either an executive from the business domain or someone from a project implementation team.
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